The Easy eCom Shop

Web Secure Pay (WSP) is a hosted payment site offering the easiest integration into any website via a simple link. Similar to PayPal®, WSP is advantagous by offering Interac Online, easy setup and lower transaction rates.

WSP provides merchants with a secure, easily configurable solution that keeps cardholder data at arms length, complete with the following features:

• Security - No need for https certificate
• Fraud Prevention - Reduce charge-backs via CVV2
  
• Emailed Receipts - Keep your customers happy with emailed receipts
  
• Purchase Notification - Keep your business people overjoyed with email notification of purchase
  
• Consistent Look-and-Feel - Make Payment Page look like your ecommerce site.
  
• Interac Online - Add the newest payment type option for your customers (for Chase Paymentech merchants). No merchant certification needed, just click on a checkbox and you've got Interac Online.
  
• Shopping Cart Integrations - Zencart, osCommerce, Commersus and more.
  
• Non-Cart Integrations - code snippets for all your popular scripting languages.
  
• Powerful Payment Management Portal - the rich functionality of Realtime Payment Manager is all part of the WSP solution. Check out RPM's use of new Web 2.0 technology - sortable columns, amazingly fast data entry, and quick reference field lookups.

Web Secure Pay Lets You Process Interac Online

Interac Online service is a new payment option that allows consumers to pay for goods and services on the Internet directly from their bank account.

Interac Online service works by leveraging existing processes and relationships:

• The consumer’s existing relationship with their Financial Institution
• The merchant’s existing relationship with their Acquirer
• The Interac Inter-Member Network (IMN) that carries IDP transactions
• The ACSS settlement processes

Start Accepting Debit Cards Online Today

Merchant Benefits:

• Good funds model -the financial institution authenticates the consumer and ensures funds are available in their account; if approved by the financial institution, the merchant has a payment guarantee that cannot be charged back.
• No authentication costs - the financial institution authenticates the consumer
• Attracts new customers - consumers concerned with sharing financial information online, consumers unable to obtain credit (e.g. youth) and consumers looking for new, innovative payment alternatives
• Easy to implement - leverages current online banking, payment processes and communication networks

Customer Benefits:

• Privacy: no need to provide any financial details, card number, or login information to the online merchant.
• Ease of use: creation of new passwords or accounts is not required.
• Security: the payment is completed through the financial institution they know and trust.
• Choice: provides a comfort level for consumers who do not have a credit card or are reluctant to use one over the Internet.

Interac Online Security Features:

• No sensitive information is shared between the online merchant and the consumer's financial institution
• The Interac Online service leverages the existing secure, reliable VersaPay networks
• The authentication is completed through the financial institution's systems and the payment is completed over the Interac Inter-Member network (IMN)

Need More Information?

If you need additional help or assistance selecting the right products and services for you, please call us at (866) 999-VPAY (8729) and one of our professional Relationship Managers will be happy to help you learn how to get started accepting debit cards online.

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