The eCom Small Business Merchant Account

The "Anywhere-At-Your-Desktop" Virtual Terminal provides all the functions of a physical point-of-sale terminal in an online merchant account version, with the added convenience of easy and secure access from any web browser, anywhere your business may take you.

Whether you sell online, take phone or mail orders or just need a simple method of processing transactions directly from any PC, the Virtual Terminal (available with your Online Merchant Account or Small Business Merchant Account) provides the processing functions of a physical POS terminal, with the added convenience of easy access from a web browser.

The VersaPay Virtual Terminal gives your online merchant account the power of:

• Cost Savings - No additional hardware or dedicated phone lines are required. All you need is an internet connection and web browser.
  
• Ease of Use - No website integration required. Accept transactions from any source and manually key them into the user-friendly web interface.
  
• Flexibility - Virtual Terminal supports a full range of functions: authorization only, authorization and capture, refunds and voids.
  
• Fraud Prevention - Currently the system supports address and card data fraud verification services - the Industry standards in fraud protection.
  
• Automatic Settlement - At the time of set-up for your online merchant account, you can elect to have captured transactions "auto settled" at the end of each day.
  
• Detailed Transaction Information - All transaction detail is readily available to help with customer inquiries, with the ability to track users and other research needs.
  
• Merchant Selectable Response (MSR) - Ability to configure the small business merchant account system to select certain response codes for different types of transactions that you want to auto-decline.
  
• Customer Profile Management (CPM) - Stores cardholder data within the Orbital Payment Gateway as a Customer Profile that can be retrieved and accessed through the Gateway and Virtual Terminal

Need More Information?

If you need additional help or assistance selecting the right online merchant account products and services for you, please call us at (866) 999-VPAY (8729) and one of our professional Relationship Managers will be happy to assist you.

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