Whether you sell online, take phone or mail orders or just need a simple method of processing transactions directly from any PC, the Virtual Terminal provides the processing functions of a physical POS terminal, with the added convenience of easy access from a web browser.

VersaPay's Virtual Terminal allows you the freedom and ability to securly accept Credit Cards over the telephone, by mail or online:

• Cost Savings - No additional hardware or dedicated phone lines are required. All you need is an internet connection and web browser.
  
  
• Ease of Use - No website integration required. Accept transactions from any source and manually key them into the user-friendly web interface.
  
  
• Flexibility - Virtual Terminal supports a full range of functions: authorization only, authorization and capture, refunds and voids.
  
  
• Fraud Prevention - Currently the system supports address and card data fraud verification services - the Industry standards in fraud protection.
  
  
• Automatic Settlement - At the time of set-up, you can elect to have captured transactions "auto settled" at the end of each day.
  
  
• Detailed Transaction Information - All transaction detail is readily available to help with customer inquiries, with the ability to track users and other research needs.
  
  
• Merchant Selectable Response (MSR) - Ability to configure the system to select certain response codes for different types of transactions that you want to auto-decline.
  
  
• Customer Profile Management (CPM) - Stores cardholder data within the Orbital Gateway as a Customer Profile that can be retrieved and accessed through the Gateway and Virtual Terminal

Download VersaPay's Virtual Terminal Factsheet

No PC? No Problem - Dial Your Transactions In! For low transaction merchants who do not want a terminal or do not have access to a PC, you can still settle all transactions over a standard touch tone phone can use VersaPay's Interactive Voice Response (IVR) System. Click here for more information.